A woman went into a bank in London wishing to loan $3,000 for one month. The loan officer said that he would require collateral. The woman says, “I have a Ferrari; here are a set of keys. Keep it until I repay the loan.” The loan is authorized and the Ferrari driven away for safe keeping.
The woman returns one month later, pays the $3,000 loan together with
$20 interest and the car is returned to her. Clearly puzzled, the loan officer says to her, “With respect, madam, I don’t understand why someone like you who owns a Ferrari would need to borrow $3,000?”
“Well” she replied, “I needed to go to the United States for 4 weeks and tell me, where in London can you store a Ferrari for $20 a month!?”